Close-up of a black GMC Yukon door, mirror and wheel at Walser Buick GMC of Bloomington
FINANCING · WALSER BUICK GMC OF BLOOMINGTON

Easy Buick & GMC Financing near Minneapolis

Lease or finance your next Buick or GMC with one dedicated specialist, competitive rates from a wide network of lenders, and protection plans that help your vehicle last for years.

ONE SPECIALIST
From first question to delivery
EVERY CREDIT HISTORY
A wide network of lenders
LEASE OR FINANCE
New and pre-owned
PROTECTION PLANS
Coverage that keeps you going
LEASE OR FINANCE?

Buick & GMC auto loans made simple

Your Walser specialist walks you through both options with one upfront price, so you can choose what fits your budget and how you drive.

Leasing

Best if you like lower monthly payments and a new vehicle every few years.

  • Lower monthly payments
  • Upgrade to a new model more often
  • Factory warranty for most of the lease

Financing

Best if you plan to keep your vehicle for the long haul.

  • Build equity with every payment
  • No mileage limits
  • Own it outright when it's paid off
01

Apply online

A secure credit application in a few minutes.

02

Compare your options

We shop our lenders and current specials for you.

03

Add protection

Choose the plans that fit how you drive.

04

Drive home

One specialist handles it all, with no hand-offs.

Financing questions

How does financing work at Walser?

Apply online before you visit or in person at the store. Your customer specialist sends your application to our lending partners, which cover a wide range of credit profiles, and brings back the rate and term options available to you. Rates are negotiation-free, so the rate you see is the rate you get.

Can I get financed if my credit isn't perfect?

Often, yes. Our lenders cover many different credit situations. Approval and rate depend on the lender's review of your credit, income, the vehicle and the amount financed.

What will I see when my numbers come back?

Your customer specialist walks you through the full structure before you sign: sale price, sales tax, accessories, cash down, trade allowance and payoff, and license, registration and fees. That adds up to the amount financed. You'll then see payment options at different terms side by side.

Is leasing or financing right for me?

Leasing fits if you want lower monthly payments and a new vehicle every few years. Financing is better if you plan to keep your vehicle long term and build equity.

How much should I put down?

You may not need to put any money down. Qualified buyers can drive home with $0 down. If you'd like a lower monthly payment, putting money down helps, and your customer specialist can show you your payment both ways.

Are there 0% financing offers on Buick and GMC vehicles?

GM sometimes offers 0% APR on select models, and Walser runs its own specials too. See our current lease and finance specials for the latest offers.

Can I pay my loan off early?

Ask your customer specialist to show you the prepayment terms in your contract before you sign. If you pay off or refinance early, optional protection bought with the loan, like GAP, end and you may be owed a partial refund.

WATCH: EASY FINANCING
Easy Financing videoWATCH ON YOUTUBE
PROTECT YOUR INVESTMENT

How your coverage fits together

Eligible Walser purchases include a powertrain warranty that picks up where the factory powertrain warranty ends. Add WalserCare Plus to cover nearly everything else out to 8 years or 100,000 miles.

Factory bumper-to-bumper
Factory powertrain
Walser powertrain (included*)
WalserCare Plus (optional): nearly everything else, to 8 yrs / 100,000 mi
02 YR4 YR6 YR8 YR
Factory warranty (example for a new vehicle; terms vary by brand) Included with eligible Walser purchases Optional
PROTECTION AT A GLANCE

Vehicle protection, side by side

All protection on this page is optional. Buying protection is never required to get credit, a particular rate, or to buy or lease a vehicle. Prices depend on your vehicle, term and coverage.

ProtectionWhat it's forCancelable?
Walser Certified Limited Powertrain WarrantyEngine, transmission and drive axles for 8 years / 100,000 miles. Included with eligible purchases.No (included)
WalserCare PlusExclusionary coverage for vehicles still under factory warranty. Covers nearly every breakdown not listed as excluded.Yes
Essentials / Essentials PlusNamed-component coverage for pre-owned vehicles: powertrain, or powertrain plus steering, suspension, brakes, electrical and A/C.Yes
GAPNew and pre-owned vehicles. Covers what you still owe after a total loss when insurance pays less than your loan balance.Yes, no fee
Cover Your AutoRoad-hazard tire and wheel damage, small dents and dings, and key replacement.Yes
Car Care Appearance ProtectionPaint, rust and interior protection.No
Clearshield paint filmClear film on high-impact areas against chips and staining.No
Prepaid Oil & Tire RotationOil and filter changes, tire rotations and multi-point inspections.Yes
Lease Wear CareCovers excess wear-and-tear charges at lease turn-in.Yes
Lease Protection PlusMechanical coverage plus common wear items for leased vehicles.Yes
VEHICLE PROTECTION

Keep it running and looking new through every Minnesota season

Ask your customer specialist to show your payment with and without any protection. Most can be included in your financing or paid separately.

Walser Powertrain Warranty

Included at no extra cost on eligible vehicles purchased from Walser. Age and mileage limits apply.*

  • 8 years from purchase or 100,000 miles
  • Internal engine parts, transmission, and front and rear drive axles
  • Rental reimbursement up to $35 a day for 3 days
  • 24/7 roadside assistance and travel expense reimbursement
Common questions
What does the Walser powertrain warranty cover?

The internal parts of the engine, the transmission, and the front and rear drive axles, including seals, gaskets, and the taxes and fluids needed for a covered repair. Parts outside those assemblies, such as the radiator, ignition, computers and most electronics, are not covered.

How long does the Walser powertrain warranty last?

8 years from your purchase date or 100,000 miles on the odometer, whichever comes first.

Does the powertrain warranty come with extra benefits?
  • Rental car reimbursement up to $35 a day for 3 days when a covered repair keeps your vehicle overnight.
  • 24/7 roadside assistance: towing, flat tire changes, fuel delivery, lockouts and jump-starts, up to $100 per occurrence.
  • Travel expense reimbursement up to $75 a day and $375 per occurrence if a covered breakdown happens more than 100 miles from home.
Where do I take my vehicle for a covered repair?

To Walser Buick GMC. If you break down more than 40 miles from Walser Buick GMC, call 1-855-908-6161 first. Repairs must be authorized before work begins.

Does the powertrain warranty transfer if I sell the vehicle?

No. It belongs to you and your vehicle and can't be transferred or canceled.

Vehicle Service Contracts

Pays for covered repairs after your factory warranty ends.

WALSERCARE PLUS

For vehicles still under factory warranty. Covers any breakdown except listed exclusions, with terms up to 8 years / 100,000 miles.

ESSENTIALS & ESSENTIALS PLUS

For pre-owned vehicles. Powertrain coverage, or powertrain plus steering, suspension, brakes, electrical and A/C.

  • Rental up to $35 a day for 5 days
  • Lodging and meals if you break down far from home
  • 24/7 roadside assistance
Common questions
What's the difference between WalserCare Plus, Essentials and Essentials Plus?

WalserCare Plus is for vehicles that still have factory warranty. It covers any breakdown except the items specifically listed as not covered, and works alongside the Walser powertrain warranty so together they cover nearly every mechanical and electrical part.

Essentials is a powertrain plan for pre-owned vehicles. Essentials Plus adds steering, suspension, brakes, electrical and air conditioning.

How long can a service contract cover me?

WalserCare Plus options include 6 years / 75,000 miles and 8 years / 100,000 miles, measured from zero on the odometer. Essentials and Essentials Plus terms are measured in additional miles from your odometer reading on the day you buy.

What extras come with a service contract?
  • Rental car reimbursement up to $35 a day for 5 days per breakdown.
  • Lodging and meals up to $75 a day and $375 per occurrence if you break down more than 100 miles from home.
  • 24/7 roadside assistance up to $150 per occurrence.
What isn't covered by a service contract?

Routine maintenance and wear items such as brake pads and rotors, tires, batteries, filters, wiper blades, spark plugs and most belts and hoses; glass, paint, body panels and trim; aftermarket equipment; and damage from collisions, weather, flooding, rust, missed maintenance, misuse or modifications. The full list is in your contract.

Do I have to keep up with maintenance?

Yes. Follow the maintenance schedule in your owner's manual and keep receipts showing the date, mileage and work done. A breakdown caused by missed maintenance can be denied.

Can I buy a service contract later instead of today?

Coverage options and pricing are based on your vehicle's age and mileage, so the price generally rises and available terms get shorter as the vehicle ages. Buying at purchase also lets you include it in your financing. You can cancel for a full refund within 60 days if you haven't made a claim.

GAP Protection

For new and pre-owned vehicles. Vehicles lose value fastest in the first few years, so you can owe more than the vehicle is worth.

  • Covers the gap between your loan balance and the insurance payout after a total loss or theft
  • One-time charge for the life of your loan
  • Stays with your loan even if you change insurers
  • Full refund within 30 days; pro-rated after, no fee
Common questions
What does GAP do?

If your vehicle is stolen or declared a total loss, insurance pays what the vehicle is worth at that moment, which can be less than you still owe. GAP covers that difference so you aren't left paying off a vehicle you no longer have.

What doesn't GAP cover?

Past-due payments, late fees, amounts added to the loan after you signed, or your lost down payment or trade equity. It also doesn't apply to losses during repossession, from racing, outside the U.S. and Canada, or from damage that isn't a total loss. GAP is not insurance and doesn't replace collision, comprehensive or liability coverage.

I already have GAP through my insurance company. How is this different?

Compare them side by side. Ask your insurer how their GAP is priced and whether it ends or changes when your policy renews. Walser's GAP is a one-time charge for the life of your loan and stays with your loan even if you change insurance companies.

What happens to GAP if I pay off or refinance early?

GAP ends and you're entitled to a refund: full within 30 days, pro-rated after that, with no cancellation fee. Send written notice within 90 days of the payoff or refinance.

Cover Your Auto

Tire, wheel, dent and key protection. Minnesota potholes are hard on tires and wheels, and this covers road-hazard damage from potholes, nails, glass and debris.

STANDARD PLUS
  • Flat repair up to $50 each time
  • Tire replacement up to $250 per tire ($1,000 total)
  • Wheel repair up to $150; replacement up to $500 per wheel ($2,000 total)
  • Paintless dent repair on side panels
  • Key or fob replacement up to $800
PREMIUM PLUS

Tire replacement up to $500 per tire ($2,000 total) and wheel replacement up to $1,000 per wheel ($4,000 total).

Common questions
What is paintless dent repair?

A technician pushes small dents back into shape from behind the panel without repainting. It covers dents and door dings up to 4 inches across on painted metal side panels. It doesn't cover the hood, roof or trunk, chipped or scratched paint, hail, or dents too deep for the process.

Does it cover lost or broken keys?

Yes. If your key or fob is lost, stolen or damaged, it pays to repair or replace and program it, up to $800 per occurrence, once every 12 months. Dead fob batteries and normal wear aren't covered.

What's excluded from Cover Your Auto?

Tires worn to 3/32 of an inch or less, curb strikes, off-road driving, improper inflation or overloading, collision damage that also hit the suspension or body, and repairs done without authorization.

Car Care & Clearshield Film

Road salt, brine and sun take a toll. Applied to your vehicle and backed by a limited warranty from Walser Autoguard.

  • Corrosion perforation: 10 years (new), 6 years (pre-owned)
  • Paint: 7 years (new), 3 years (pre-owned)
  • Surface corrosion: 5 years (new), 3 years (pre-owned)
  • Interior fabric, leather & vinyl: 7 years (new), 3 years (pre-owned)
CLEARSHIELD PAINT FILM, 5 YEARS
  • Gold: full hood, mirrors, door edges
  • Platinum: adds the front bumper
  • Titanium: adds full fenders
Common questions
What does the paint protection cover?

Weather-related fading, chalking and loss of gloss, acid rain, bird droppings and tree sap on factory paint. It doesn't cover chips, scratches, peeling or collision damage.

What does the interior protection cover?

Stains from food, drinks, dyes and bleach; sun fading; mold and mildew; and rips or tears under 6 inches and punctures or burns under 1 inch on treated fabric, carpet, leather and vinyl.

How does rust protection help in Minnesota?

Salt and brine work into seams and inside door panels, where rust usually starts. Corrosion perforation coverage pays to repair a hole that rusts through a treated body panel from the inside, up to $10,000 over the warranty term.

What is Clearshield paint film?

A clear protective film on the areas that take the most abuse. It protects against chips and pitting from road debris, scratches, and staining from salt, bird droppings, sap and bugs for 5 years, with repairs up to $3,500 over the term.

Can I cancel Car Care or paint film?

No. The warranty comes with the protection applied to your vehicle, so it isn't cancelable. The next owner can apply to transfer remaining coverage within 90 days of buying the vehicle for a $50 fee.

Prepaid Maintenance & Lease Protection

Lock in today's price on maintenance, and avoid surprise charges at lease turn-in.

PREPAID OIL & TIRE ROTATION
  • Oil and filter change, tire rotation and multi-point inspection
  • Use your visits for as long as you own the vehicle
LEASE WEAR CARE & LEASE PROTECTION PLUS
  • Covers excess wear-and-tear charges at turn-in, up to $5,000
  • Mechanical coverage plus brake pads, battery, bulbs, wipers and an alignment
Common questions
What's included in each prepaid maintenance visit?

An oil and filter change, a tire rotation, and a multi-point inspection of lights, wipers, tire pressure, brakes, belts, hoses, exhaust and fluid levels, with fluids topped off as needed. Services don't expire while you own the vehicle.

What is Lease Wear Care?

It covers excess wear-and-tear charges on your turn-in inspection, such as dents, scratches, worn tires, chipped glass and interior damage, up to $5,000 total and $1,000 per item. It doesn't cover excess mileage or disposition fees, and can only be purchased when you sign your lease.

What is Lease Protection Plus?

A mechanical contract for leased vehicles that covers any breakdown except listed exclusions, and adds one set of brake pads, one battery, bulbs and fuses, belts and hoses, one set of wiper blades and one wheel alignment during the term.

Black GMC Yukon XL AT4 on a parking deck
PULSE® BRAKE LIGHT SAFETY

Give the driver behind you an extra second

Pulse® is an award-winning rear-end collision avoidance system for cars and light-duty trucks built after 1991. When you press the brake, your third brake light rapidly brightens and dims four times, warning the driver behind you that you're slowing or stopping.

37%
of all accidents are rear-end collisions†
~90%
could be avoided with one extra second of warning†
Pulse – Be Seen. Be Safer. videoWATCH ON YOUTUBE

General Questions

Buying protection

Do I have to buy any protection to get approved?

No. All protection on this page is optional. Buying protection is never a condition of getting credit, getting a particular rate, or buying or leasing a vehicle. Each contract states this in writing.

Can I add protection to my loan or lease?

Yes. Most can be included in your financing so the cost is spread across your monthly payment, or you can pay separately. Ask to see your payment with and without protection.

Claims, cancellation & transfer

Who do I call to file a claim?

Walser Autoguard, 1-855-908-6161: service contracts, powertrain warranty, Cover Your Auto, Car Care, paint film, prepaid maintenance, Lease Protection Plus and roadside assistance.

Automotive Warranty Services, 1-877-394-1206: GAP and Lease Wear Care.

Roadside assistance is available 24/7.

Do I need approval before a repair?

Yes. Almost all protection requires authorization before work begins, and unauthorized repairs may not be paid. If your vehicle is within 40 miles of Walser Buick GMC, bring it there; farther away, call first for instructions.

How do I cancel protection, and how much will I get back?

Contact Walser Buick GMC and we'll help with the paperwork.

  • Service contracts, Cover Your Auto and Lease Protection Plus: full refund within 60 days with no claims, then pro-rated less a $50 fee.
  • GAP and Lease Wear Care: full refund within 30 days, then pro-rated. GAP has no fee; Lease Wear Care has a $50 fee.
  • Car Care, paint film and the included powertrain warranty can't be canceled.

If the protection was financed, the refund goes to your lender to reduce your balance.

What happens to my protection if I sell or trade in my vehicle?

Most service contracts and Cover Your Auto can transfer to a private buyer within 30 days for a $50 fee, and prepaid maintenance within 15 days for $50. Or cancel for a pro-rated refund. Protection can't be transferred to a dealership, and the Walser powertrain warranty doesn't transfer.

Who stands behind this protection?

Walser Autoguard, Inc. is the provider and administrator of our service contracts and Car Care protection. Its obligations are insured by Virginia Surety Company, Inc.

This page is a summary. Your signed contract contains the complete terms, limits and exclusions, and controls if anything here differs. Coverage, terms and prices vary by vehicle. Ask your Walser Buick GMC of Bloomington customer specialist for a copy of any contract before you decide.

Ready to get started?

Apply online, browse current specials or ask your specialist which protection plans fit your vehicle.

All protection is optional and is not required to purchase, lease or finance a vehicle. *Coverage, eligibility and terms vary by plan and vehicle. See a customer specialist for full details.

†Statistics provided by the Pulse® manufacturer.

Financing subject to credit approval. Not all buyers will qualify.

Walser Buick GMC Of Bloomington 44.85738, -93.33818.